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Volkswagen Caddy van under flyover

Finance options

Financing that works for you

Choose the best finance package for you with our simple guide to the various options available. You can also check out our latest offers here.

Finance Lease

Finance leasing offers low monthly rental payments and even the opportunity to make some money back at the end by selling the vehicle. Here's how it works.

Finance Lease full pay out: is a rental agreement that gives you the opportunity to share in the sales proceeds at the end of the agreement. At the end of your agreement you have two options. You can enter into a secondary rental period, paying an annual rental and retain the use of your vehicle, or you can sell the vehicle on behalf of Volkswagen Commercial Vehicle Financial Services to a selected third party and receive a percentage of the sales proceeds.

Download Finance Lease (full pay out) guide

Finance Lease - cost of your vehicle infographic
Finance Lease "balloon" repayment - cost of your vehicle infographic

Finance Lease ‘balloon’ repayment: offers lower monthly rental payment than a full pay out agreement. At the end of your agreement, you may sell the vehicle on behalf of Volkswagen Commercial Vehicle Financial Services to a selected third party and then settle the final ‘balloon’ repayment. You can then share in any excess sales proceeds. Or you can settle the ‘balloon’ repayment and then enter into a secondary rental period, paying an annual rental and retain the use of your vehicle.

Download Finance Lease (balloon) guide

Contract Hire

Essentially a straightforward rental agreement, Contract Hire is a popular choice thanks to its simplicity and lack of hassle. Find out more below.

Contract Hire: is a rental agreement that allows you to drive a Volkswagen Commercial Vehicle without needing to own it. Contract Hire is ideal for customers simply wanting to pay a monthly rental for the vehicle, change it on a regular fixed period and have no disposal risk. You won’t own the vehicle and therefore won’t have the worry of ownership, you just have to hand it back at the end.

Download Contract Hire guide

Contract Hire - cost of your vehicle infographic

Hire Purchase

Hire Purchase  - cost of your vehicle infographic

Hire Purchase is still one of the easiest ways to buy a vehicle outright and match the payments to your budget. See if it works for you.

Hire Purchase: a straightforward way to pay for your Volkswagen. You make an initial payment, then the balance is spread equally over one to five years helping you to select instalments that match your budget. At the end of the agreement, once you have made all the payments (including the option to purchase fee) you own your vehicle.

Download Hire Purchase guide

Solutions Personal Contract Plan

Interested in a more flexible form of Hire Purchase with options to buy, return or upgrade? A Solutions Personal Contract Plan could work for you.

Solutions (PCP): allows you to make payments over a period of time, which may be a more flexible alternative to Hire Purchase. You can choose to put down a small sum initially and then defer a proportion of the vehicle’s value until the end of the agreement, which could reduce your payments and allows you to decide later whether you want to keep, return or exchange the vehicle for a new one.

Download Solutions PCP guide

Solution Personal Contract Plan  - cost of your vehicle infographic

Lease Purchase

Lease Purchase - cost of your vehicle infographic

Lease Purchase: is a purchase product suited to customers seeking long-term ownership, whilst looking to reduce their monthly repayments. Deferring an agreed amount to the end of your agreement allows you to reduce your monthly repayments. Deposits can be as little as one monthly payment.

Download Lease Purchase guide

Guaranteed Future Value

Want the reassurance of knowing what your vehicle will be worth when your agreement ends? This video explains how Guaranteed Future Value works.

Equity explained

What is equity and how can it benefit you? This video explains everything.